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Archive for January, 2010

If ever there was a game that conjures up visions of rich players in rich evening attire gambling for rich bets it is baccarat. There are three common variants of the game but Punto Banco is the most popular variation found in North American casinos. A regular baccarat table is about the size of a craps table, is staffed by three casino dealers and can host about a dozen players.

Play revolves around to hands dealt for the ‘Banker’ and the ‘Player’. These names are titles for the dealt hands only and there is no real banker or specific player. Players place their bets on which hand they think will win. Hand scores are calculated by taking the face value for all cards worth less than ten, one for an ace and zero for tens and face cards. The value of hand is the total of the cards value but if it comes to more than ten you drop the first digit. For example, 8-ace-jack is worth 8 plus 1 plus zero = 9. But 9-5-5 is also worth 9 (9+5+5 = 19, drop the first digit = 9). The card suit makes no difference to value of the cards.
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Baccarat is based on the simple premise of assembling a hand of two or three cards with a point value as close as possible to nine. Although baccarat may seem intimidating to those unfamiliar with the rules, it is, in fact, one of the easiest games to play. There is only one decision you have to make for each hand, the dealers handle the rest, playing out the hands according to strict, predetermined rules. Baccarat is also seen as a glamorous game, often played in a roped off room in many casinos.

The perfect hand consists of two cards that total nine, with the second-best hand being two cards that have a total point value of eight. These are the two “natural” hands in the game of Baccarat. If any player in the current game has a two card hand equaling a natural eight or nine then the other players may not draw a third card. The hand closest to nine always wins. When neither hand has a natural, there is no automatic winner, and additional cards are drawn to determine the outcome of the hand. The only hand that beats the natural eight is the natural nine. If there is a tie, all bests are called off.
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One of the many forms of the game of Baccarat is the French version called Chemin De Fer. In this version of the game six full packs of cards of the same pattern are used, shuffled together. The players are seated around the table which features a basket on the center for reception of used cards. The cards are shuffled by the Croupier and then the cards are passed on with each player having the right to shuffle in turn. Once the tables have been passed to every player at the table the Croupier once again shuffles the deck and then offers the cards to the player to his left, who then cuts the cards.

The dealer places before him the amount he is disposed to risk and the players “make their stakes.” Any player, beginning with the player on the immediate right of the dealer, is entitled to say “Banco”, meaning to “go bank,” to play against the whole of the banker’s stake. If no one does so, each player places his stake before him. If the total so staked by the seated players is not equal to the amount for the time being in the bank, other persons standing round may stake in addition. If it is more than equal to the amount in the bank, the players nearest in order to the banker have the preference up to such amount, the banker having the right to decline any stake in excess of that limit.
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Baccarat used to be a game for millionaires. In the casinos, it was played in special roped-off or secluded rooms and you usually didn’t walk in until you had at least $100,000 to pony up.

Eventually, mini-baccarat came to the scene. It’s the same game, but without all the ceremonious moves. The game is conducted on a Blackjack-style table with one dealer and a shoe. The shoe holds multiple decks of cards.

The game itself is incredibly easy to play, which is surprising considering how low the house advantage is. In fact, Baccarat is one of the best casino plays around.

In a nutshell, the game consists of two hands-Banker and Player. Each hand is dealt two cards. Depending on the value, each hand may take one additional card. The hand then ends and a winner is declared. Face cards are worth 0 (or 10 if you rather) and the object is to get as close to 9 as possible.

So, a hand of a King and a 4 has a value of four. A hand of a 9 and 4 has the value of three, because ten equals zero and the count restarts.

When you first walk up to a table, you’ll notice that there are three betting areas. There’s the Player wager spot, the Bank wager spot and the Tie wager spot. For each hand you play, you’ll need to select something to wager on. There are three possible outcomes to each hand. If it’s not a tie, which is rare, the Bank or the Player wins.
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